/* Coresential 401(k) Plan — styles.css */
:root{
  --navy:#02447c;
  --sky:#79bde8;
  /* Coresential brand */
  --core-navy:#002a42;
  --core-orange:#faa635;
  --core-orange-dark:#f08e13;
  --gold:#faa635;
  --ink:#0b1220;
  --muted:#4b5563;
  --line:rgba(2,68,124,.18);
  --soft:rgba(121,189,232,.10);
  --bg:#f6f8fb;
  --shadow:0 14px 38px rgba(11,18,32,0.06);
}

*{box-sizing:border-box}
html{scroll-behavior:smooth}
html,body{height:100%}
body{
  margin:0;
  font-family:system-ui,-apple-system,Segoe UI,Roboto,Helvetica,Arial,sans-serif;
  color:var(--ink);
  background:var(--bg);
  line-height:1.55;
}

a{color:var(--navy);text-decoration:none}
a:hover{text-decoration:underline}
h1,h2,h3{line-height:1.2;margin:0 0 10px}
p{margin:0 0 12px}

.container{max-width:1160px;margin:0 auto;padding:0 18px}
.container--narrow{max-width:820px}

/* Skip link */
.skip-link{position:absolute;left:-999px;top:auto;width:1px;height:1px;overflow:hidden}
.skip-link:focus{
  left:18px;top:18px;width:auto;height:auto;
  background:#fff;padding:10px 12px;border-radius:12px;
  box-shadow:var(--shadow);z-index:1000;
}

/* Topbar */
.topbar{
  position:sticky;top:0;z-index:60;
  background:rgba(246,248,251,.94);
  backdrop-filter:saturate(140%) blur(10px);
  border-bottom:1px solid rgba(2,68,124,.10);
}
.topbar__inner{
  display:flex;align-items:center;justify-content:space-between;gap:14px;
  padding:10px 0;flex-wrap:wrap;
}
.brand{display:flex;align-items:center;gap:14px}
.brand__logo{height:38px;width:auto;display:block}
@media (max-width:520px){.brand__logo{height:28px}.brand{gap:10px}}
.topbar__actions{display:flex;align-items:center;gap:8px;flex-wrap:wrap}
.topbar__jh{gap:8px}
.topbar__jh img{height:20px;width:auto;display:block}
.topbar__jh span{white-space:nowrap}
.topnav{display:flex;gap:16px;flex-wrap:wrap}
.topnav a{font-size:14px;font-weight:600;color:var(--muted)}
.topnav a:hover{color:var(--navy);text-decoration:none}
@media (max-width:760px){.topnav{display:none}}

/* Buttons */
.btn{
  display:inline-flex;align-items:center;justify-content:center;gap:8px;
  border:1px solid rgba(2,68,124,.22);
  border-radius:14px;
  padding:12px 18px;
  font-size:15px;font-weight:600;
  cursor:pointer;background:#fff;color:var(--navy);
  text-decoration:none;
  transition:transform .12s ease, box-shadow .12s ease, background .12s ease;
}
.btn:hover{text-decoration:none;transform:translateY(-1px);box-shadow:var(--shadow)}
.btn--primary{background:var(--navy);border-color:var(--navy);color:#fff}
.btn--primary:hover{background:#033a69}
.btn--outline{background:transparent}
.btn--gold{background:var(--core-orange);border-color:var(--core-orange);color:var(--core-navy)}
.btn--gold:hover{background:var(--core-orange-dark)}
.btn--chip{padding:8px 14px;font-size:13px;border-radius:999px}
.btn--sm{padding:9px 14px;font-size:14px}

/* Utility bar (Coresential-style) */
.utilbar{background:var(--core-navy);color:rgba(255,255,255,.85);font-size:12.5px}
.utilbar__inner{
  display:flex;align-items:center;justify-content:space-between;gap:10px;
  padding:7px 0;flex-wrap:wrap;
}
.utilbar span{font-weight:600;letter-spacing:.02em}
.utilbar a{color:var(--core-orange);font-weight:700}
.utilbar .sep{color:rgba(255,255,255,.35)}

/* Badge */
.badge{
  display:inline-block;
  background:rgba(250,166,53,.14);
  color:var(--core-orange);
  border:1px solid rgba(250,166,53,.4);
  border-radius:999px;
  padding:6px 14px;
  font-size:12px;font-weight:800;
  letter-spacing:.1em;text-transform:uppercase;
  margin:0 0 16px;
}

/* Hero — Coresential navy with angled orange edge */
.hero{
  position:relative;
  background:
    linear-gradient(100deg, rgba(0,42,66,.97) 0%, rgba(0,42,66,.88) 45%, rgba(0,42,66,.55) 100%),
    url("assets/divisions-banner.jpg") center/cover no-repeat var(--core-navy);
  overflow:hidden;
}
.hero::after{
  content:"";position:absolute;left:-4%;right:-4%;bottom:-34px;height:70px;
  background:var(--bg);
  border-top:4px solid var(--core-orange);
  transform:skewY(-1.4deg);
}
.hero__inner{padding:64px 18px 96px;max-width:860px}
.hero h1{font-size:clamp(30px, 5vw, 46px);color:#fff}
.hero__sub{font-size:17px;color:rgba(255,255,255,.82);max-width:640px;margin-bottom:22px}
.hero__actions{display:flex;gap:12px;flex-wrap:wrap;margin-bottom:26px}
.hero .btn--outline{color:#fff;border-color:rgba(255,255,255,.5)}
.hero .btn--outline:hover{background:rgba(255,255,255,.08)}
.hero__points{
  list-style:none;margin:0;padding:14px 0 0;
  display:flex;gap:10px 26px;flex-wrap:wrap;
  border-top:1px dashed rgba(255,255,255,.3);
}
.hero__points li{
  position:relative;padding-left:22px;
  font-size:14px;color:rgba(255,255,255,.85);font-weight:600;
}
.hero__points li::before{
  content:"✓";position:absolute;left:0;top:0;
  color:var(--core-orange);font-weight:800;
}

/* Sections */
.section{padding:56px 0}
.section--alt{background:#fff;border-top:1px solid rgba(2,68,124,.07);border-bottom:1px solid rgba(2,68,124,.07)}
.section__head{margin-bottom:28px;max-width:760px}
.section__kicker{
  color:var(--core-orange);
  font-size:12px;font-weight:800;
  letter-spacing:.14em;text-transform:uppercase;
  margin:0 0 6px;
}
.section__head h2{font-size:clamp(24px,3.4vw,32px);color:var(--core-navy)}
.section__sub{color:var(--muted);font-size:16px}

/* Card grid */
.cardGrid{
  display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));
  gap:16px;
}
.card{
  background:#fff;border:1px solid var(--line);border-radius:16px;
  padding:22px 20px;box-shadow:var(--shadow);
}
.section--alt .card{background:var(--bg)}
.card h3{font-size:17px;color:var(--navy)}
.card p{font-size:14px;color:var(--muted);margin:0}
.card p + .btn{margin-top:12px}
.card--resource{display:flex;flex-direction:column;align-items:flex-start;gap:6px}
.card--resource p{margin-bottom:8px}
.card--resource .card__actions{margin-top:auto}
.card__actions{display:flex;gap:8px;flex-wrap:wrap}
.btn--watch{background:var(--core-navy);border-color:var(--core-navy);color:#fff}
.btn--watch:hover{background:#0d4a70}
.card__tag{
  font-size:11px;font-weight:800;letter-spacing:.08em;text-transform:uppercase;
  color:var(--gold);
}

/* Quarter calendar */
.calendarNote{
  background:rgba(250,166,53,.12);
  border:1px solid rgba(250,166,53,.45);
  border-left:4px solid var(--core-orange);
  border-radius:12px;
  padding:14px 18px;
  margin:0 0 20px;
  font-size:15px;color:var(--core-navy);font-weight:600;
  max-width:860px;
}
.quarterGrid{
  display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));
  gap:16px;
}
.quarter{
  background:var(--bg);border:1px solid var(--line);border-radius:16px;
  padding:22px 20px;
}
.quarter__label{
  display:inline-flex;align-items:center;justify-content:center;
  width:42px;height:42px;border-radius:12px;
  background:var(--core-orange);color:var(--core-navy);font-weight:800;font-size:15px;
  margin-bottom:12px;
}
.quarter h3{font-size:15px;color:var(--navy)}
.quarter ul{margin:0;padding-left:18px}
.quarter li{font-size:14px;color:var(--muted);margin-bottom:6px}

/* Steps */
.steps{
  list-style:none;counter-reset:step;
  margin:0;padding:0;
  display:grid;gap:14px;max-width:820px;
}
.step{
  counter-increment:step;
  position:relative;
  background:#fff;border:1px solid var(--line);border-radius:16px;
  padding:20px 20px 18px 74px;box-shadow:var(--shadow);
}
.step::before{
  content:counter(step);
  position:absolute;left:20px;top:20px;
  width:38px;height:38px;border-radius:50%;
  display:flex;align-items:center;justify-content:center;
  background:var(--soft);color:var(--navy);
  border:1px solid var(--line);
  font-weight:800;font-size:16px;
}
.step h3{font-size:16px;color:var(--navy);margin-bottom:6px}
.step p{font-size:14px;color:var(--muted);margin:0}

/* Enrollment CTA — John Hancock */
.enrollCta{
  margin-top:22px;max-width:820px;
  background:#fff;border:1px solid var(--line);border-radius:16px;
  border-top:4px solid var(--core-orange);
  padding:22px 20px;box-shadow:var(--shadow);
  text-align:center;
}
.enrollCta__logo{height:34px;width:auto;margin-bottom:10px}
.enrollCta p{font-size:15px;color:var(--muted);max-width:560px;margin:0 auto 16px}
.enrollCta__actions{display:flex;gap:12px;justify-content:center;flex-wrap:wrap}

/* Team */
.teamGrid{
  display:grid;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));
  gap:16px;max-width:960px;
}
.teamCard{
  display:flex;gap:18px;
  background:#fff;border:1px solid var(--line);border-radius:16px;
  padding:20px;box-shadow:var(--shadow);
}
.teamCard__photo{
  width:96px;height:96px;border-radius:14px;object-fit:cover;flex-shrink:0;
}
.teamCard__name{font-weight:800;color:var(--navy);font-size:16px}
.teamCard__role{font-size:13px;color:var(--gold);font-weight:700;margin-bottom:8px}
.teamCard__bio{font-size:13px;color:var(--muted);margin-bottom:12px}
.teamCard__actions{display:flex;gap:8px;flex-wrap:wrap}
.teamNote{margin-top:18px;font-size:14px;color:var(--muted)}
@media (max-width:480px){
  .teamCard{flex-direction:column}
}

/* Schedule CTA */
.section--cta{
  background:linear-gradient(135deg, var(--core-navy) 0%, #0d4a70 100%);
  border-top:4px solid var(--core-orange);
}
.scheduleBox{text-align:center;max-width:640px;color:#fff}
.scheduleBox h2{color:#fff;font-size:clamp(24px,3.4vw,32px)}
.scheduleBox p{color:rgba(255,255,255,.85);font-size:16px;margin-bottom:20px}
.scheduleBox .btn--gold{font-size:16px;padding:14px 28px}
.scheduleBox__note{font-size:14px;margin-top:16px}
.scheduleBox__note a{color:var(--core-orange);font-weight:700}

/* FAQ */
.faq{
  background:#fff;border:1px solid var(--line);border-radius:14px;
  margin-bottom:10px;overflow:hidden;
}
.faq summary{
  cursor:pointer;list-style:none;
  padding:16px 44px 16px 18px;
  font-weight:700;color:var(--navy);font-size:15px;
  position:relative;
}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{
  content:"+";position:absolute;right:18px;top:50%;transform:translateY(-50%);
  font-size:20px;color:var(--gold);font-weight:700;
}
.faq[open] summary::after{content:"–"}
.faq p{padding:0 18px 16px;font-size:14px;color:var(--muted);margin:0}

/* Disclosure */
.disclosure{font-size:13px;color:var(--muted);max-width:860px}
.disclosure p{margin-bottom:10px}
.disclosure__address{margin-top:18px}
.muted{opacity:.7}

/* Footer — Coresential navy with orange bar */
.footer{background:var(--core-navy);padding:26px 0 0}
.footer__inner{
  display:flex;align-items:center;justify-content:space-between;gap:12px;
  flex-wrap:wrap;font-size:14px;color:rgba(255,255,255,.8);
}
.footer__brand{display:flex;align-items:center;gap:16px}
.footer__logo{height:30px;width:auto}
.footer__brand strong{color:#fff}
.footer__top{color:var(--core-orange);font-weight:700}
.footer__bar{
  margin-top:22px;
  background:var(--core-orange);color:var(--core-navy);
  text-align:center;font-size:12.5px;font-weight:600;
  padding:7px 12px;
}
.sep{margin:0 8px;opacity:.5}

/* Video modal */
.modal{position:fixed;inset:0;z-index:9000;display:none}
.modal.is-open{display:block}
.modal__backdrop{position:absolute;inset:0;background:rgba(0,42,66,.85)}
.modal__panel{
  position:relative;z-index:1;
  max-width:860px;margin:6vh auto 0;
  background:#fff;border-radius:16px;overflow:hidden;
  box-shadow:0 24px 70px rgba(0,0,0,.45);
  width:calc(100% - 32px);
}
.modal__top{
  display:flex;align-items:center;justify-content:space-between;gap:12px;
  padding:14px 18px;border-bottom:1px solid var(--line);
}
.modal__top h3{margin:0;font-size:17px;color:var(--core-navy)}
.modal__close{
  border:0;background:none;cursor:pointer;
  font-size:18px;color:var(--muted);line-height:1;padding:6px;
}
.modal__close:hover{color:var(--core-navy)}
.modal__body{padding:0;background:#000}
.videoFrame{position:relative;width:100%;aspect-ratio:16/9}
.videoFrame iframe,.videoFrame video{
  position:absolute;inset:0;width:100%;height:100%;border:0;display:block;
}
body.modal-open{overflow:hidden}

/* Reveal animation */
.reveal{opacity:0;transform:translateY(14px);transition:opacity .5s ease, transform .5s ease}
.reveal.is-visible{opacity:1;transform:none}
@media (prefers-reduced-motion: reduce){
  .reveal{opacity:1;transform:none;transition:none}
  html{scroll-behavior:auto}
}